★★★★★ 5‑star rated on Google & LinkedIn

Capital for what’s next —
secured or unsecured.

One application, 40+ funding partners — and we invest in every deal we place. Your best terms are our best outcome. No runaround, no extra phone calls, no headaches.

Your security and confidentiality come first — always. We know how frustrating the industry calls can be; we’re here to be the opposite. We treat clients like friends and family, play the long game, and aim to keep you for life. Win‑win is how we live.

24hrs
Funding in as little as one day
40+
Private lenders in our network
$0
Cost to check your options
★★★★★

“Chris got my small business $300K funded in six days. It would have taken a bank five months to do what Chris did in about a week.”

Ron Haws · Controller, Denver Diesel & Automotive · Google Review

How much do you need?

See your options in minutes. No impact to your credit to check.

$10K–$50K
$50K–$250K
$250K–$1M
$1M–$5M
$5M–$50M
$50M+

What are we building on?

Pick what you’re looking to leverage — we’ll tailor the questions.

Business revenueWorking capital based on your sales — no collateral
Real estate equityHELOC or cash‑out refi backed by your property

About your business

Rough numbers are fine — this just shapes your options.

About your property

Estimates are fine — a formal valuation comes later.

Where do we reach you?

One conversation — no runaround, and your info stays confidential.

You’re all set. 🤝

Your request is ready to send — your email app should have opened with everything filled in. Just hit send, and Christo will come back to you with priced options. Prefer to talk now?

Call Christo direct · (917) 825‑0614
Soft check only · Won’t affect your credit · Never sold or shared
★★★★★
“He moves fast and delivers on his word. Great communicator!” — Joe Chou, Founder, Modest Giant
★★★★★“Funded $300K in six days.”— Ron Haws · Denver Diesel
★★★★★“One of the best small business lenders in the business today.”— Alex Constantopes · SVP, Real Estate
★★★★★“His service is unmatched. I no longer worry about getting funding.”— Vernon Montford · Taco Mac Restaurant Group
★★★★★“Fights for you and your business.”— Bryan Todd · Owner, BT Music LLC
★★★★★“Contacted him Sunday night. Fully funded by Thursday.”— Juanita E. · Google Review
★★★★★“Treated me like a Fortune 500 company.”— Rick S. · Google Review
★★★★★“Funded next day. He makes clients feel like family.”— Tatiana Pavlova · Google Local Guide
★★★★★“One of the easiest referrals I make.”— Billy Davis · Compass
★★★★★“Very easy to work with. I will recommend you for sure.”— Vlatko Talanga · Indy Tile, Inc.
★★★★★“Chris really does it — within 2 hours.”— Maria Buchilin · Google Review
★★★★★“Funded $300K in six days.”— Ron Haws · Denver Diesel
★★★★★“One of the best small business lenders in the business today.”— Alex Constantopes · SVP, Real Estate
★★★★★“His service is unmatched. I no longer worry about getting funding.”— Vernon Montford · Taco Mac Restaurant Group
★★★★★“Fights for you and your business.”— Bryan Todd · Owner, BT Music LLC
★★★★★“Contacted him Sunday night. Fully funded by Thursday.”— Juanita E. · Google Review
★★★★★“Treated me like a Fortune 500 company.”— Rick S. · Google Review
★★★★★“Funded next day. He makes clients feel like family.”— Tatiana Pavlova · Google Local Guide
★★★★★“One of the easiest referrals I make.”— Billy Davis · Compass
★★★★★“Very easy to work with. I will recommend you for sure.”— Vlatko Talanga · Indy Tile, Inc.
★★★★★“Chris really does it — within 2 hours.”— Maria Buchilin · Google Review
Funded through our network of 40+ private lenders
Term LoansRevenue AdvancesSBAHELOCCommercial Refi
Two ways to fund

We don’t put you in a funding box.
We build the box around you.

Most brokers force your business into whatever product they sell. We start with your needs and goals, then structure the deal to fit — on the secured side, the unsecured side, or both.

● Unsecured · Cash‑flow based

Working Capital

Fast, flexible funding based on your revenue — no property or collateral required.

  • Merchant Cash AdvanceRepay as a share of daily sales
  • Business Term LoansFixed amounts, predictable payments
  • Lines of CreditDraw only what you use
  • SBA LoansLower rates, longer terms
“Even when I wasn’t exactly sure what type of funding I needed, Chris stood 10 toes down the whole way. He was patient and really wanted to give me the best possible product.”Vernon Montford · Restaurant Manager, Taco Mac Restaurant Group
$10K – $50M · funded in as little as 24 hrs
Explore working capital
● Secured · Property backed

Property Capital

Leverage the equity you’ve built. Larger amounts, longer terms, better rates.

  • Property HELOCTap equity as a revolving line
  • Cash‑Out RefinanceRestructure and pull capital out
  • Commercial Real EstateAcquire, build, or reposition
  • Bridge FinancingMove fast, refinance later
“Intelligent and committed to finding what you and your business actually need — bespoke solutions for your loan needs. Don’t go to someone who just wants to check the boxes off.”Alex Constantopes · Senior VP, Real Estate Manager
$100K+ · no upper limit — backed by your equity
Explore property capital
Every financing type, one hub

Find the right product for your need.

Unsecured
💵

Merchant Cash Advance

Advance against future sales. Ideal for seasonal or revenue‑heavy businesses.

Revenue based · 3–18 mo
Unsecured
📈

Business Term Loan

A lump sum with fixed, predictable repayment over a set term.

Up to $50M · 1–5 yr
Unsecured
🔄

Line of Credit

Flexible, revolving access to capital. Only pay for what you draw.

Revolving · draw as needed
Secured
🏠

Property HELOC

Turn built‑up equity into a revolving line of credit for your business.

No cap · equity based
Secured
🏦

Cash‑Out Refinance

Refinance existing property and pull equity out as working capital.

No cap · equity based
Secured
🏗️

Commercial Real Estate

Financing to acquire, build, or reposition commercial property.

No cap · property backed
Why Biz‑Lending.com

A hub with skin in the game.

We’re not a lead‑gen shop that sells your file and disappears. We participate financially in every deal we place — so we only win when you get terms worth taking.

That’s why our top goal is simple: secure you the best deal with no extra phone calls, no re‑explaining your business five times, no headaches. One conversation, one structure, done.

Price my deal →
★★★★★

“If other people just promise, Chris really does it — within 2 hours. The one and only who can help with funding.”

Maria Buchilin · Google Review
40+
Private lenders competing for your deal
$50M
Unsecured funding ceiling — secured is uncapped
24hr
From application to funds, at best
1
Conversation from application to funded — no runaround
Simple by design

Three steps to funded.

STEP 01

Tell us once

One short application — your revenue, your goals, and whether property equity is on the table. Five minutes, and you never repeat yourself.

STEP 02

We price the deal

Because we invest in every deal, we price it like it’s our own capital — structuring across 40+ lenders, secured and unsecured, to land your strongest terms.

STEP 03

Choose and get funded

You review the structure with one advisor — no chasing callbacks — pick what fits, and receive funds in as little as 24 hours for working capital.

What that looks like in real life
SUN · 11PMFirst contact
MONQuote delivered — on a banking holiday
TUE · 6AMBetter offer on the table by 10AM
THUFully funded
★★★★★
“I contacted him on a late Sunday night. The next day — a banking holiday — he provided a quote. On Tuesday he was emailing before 6am ET and by 10 he had an even better deal. The loan was fully funded by Thursday. As an investor, I have never seen someone move so quickly.”
Juanita E. · Google Review · 5 stars
Instant estimate

How much could you qualify for?

A quick, no‑obligation estimate based on your business profile.

Estimate updates live as you choose
Estimated funding range
$45K – $90K

Based on a revenue‑based, unsecured profile. Secured products can go significantly higher.

Estimate only, using the information provided. Actual qualification, rates, and terms vary by lender, product, and business, and this is not a guarantee of funding.

★★★★★

“Even though it wasn’t a huge deal for him, he treated me like a Fortune 500 company.”

Rick S. · Google Review
In their words

What business owners say about working with Christo.

Verified reviews from Google and LinkedIn — restaurants, auto shops, real estate, music, tile, and more.

★★★★★

“If your business needs funding fast, Chris is excellent and I highly recommend him. He got my small business $300K funded in six days — excellent communication, highly professional, deep expertise. It would have taken a bank five months. We look forward to a great long‑term relationship.”

RH
Ron HawsController, Denver Diesel & Automotive · Google Review
★★★★★

“Chris did an outstanding job — his service is unmatched. He was patient and really wanted to give me the best possible product. I no longer need to worry about getting funding.”

VM
Vernon MontfordRestaurant Manager · Taco Mac Restaurant Group
★★★★★

“One of the best small business lenders in the business today. He is intelligent and committed to finding what you and your business actually need. Find Chris, who will be part of your best course of action.”

AC
Alex ConstantopesSenior VP, Real Estate Manager
★★★★★

“They do what they promised — funded next day. He makes clients feel like family.”

TP
Tatiana PavlovaGoogle Local Guide
★★★★★

“Chris will take the time to organize and execute any task to ensure it meets client expectations. I wholeheartedly recommend doing business with Chris.”

DM
Despina ManoloudasReal Estate Attorney · Underwriting & National Title Insurance
★★★★★

“Chris is amazing to work with and fights for you and your business. A true professional and overall great human. Highly recommend!”

BT
Bryan ToddAward‑Winning Multi‑Platinum Producer · Owner, BT Music LLC
★★★★★

“A true professional and overall great human.”

MS
Maria SakellisReal Estate Advisor & CPA
★★★★★

“His exceptional customer service, attention to detail, and never‑ending energy are infectious. Chris is one of the easiest referrals I make — when people work with Chris, they’re working with the best.”

BD
Billy DavisReal Estate Agent · Compass
★★★★★

“Thank you very much Chris for your hard work. Very easy to work with you. I will recommend you for sure.”

VT
Vlatko TalangaDirect Manager · Indy Tile, Inc.
★★★★★

“One of the most remarkable aspects of his character is his unwavering commitment to family. That same dedication shows up in everything he does professionally.”

DK
David KnightPresident & CEO · Mentor
★★★★★

“Chris is great to work with. He moves fast and delivers on his word. Great communicator!”

JC
Joe ChouFounder, Modest Giant
★★★★★

“If other people just promise, Chris really does it — within 2 hours. The one and only who can help with funding.”

MB
Maria BuchilinGoogle Review
Every review above is real and attributed. Add yours →
Good to know

Frequently asked questions.

We’re a funding hub — but not the hands‑off kind. We work with more than 40 private finance institutions on both the secured and unsecured side, and we participate financially in every deal we place. That means we’re not just passing your file along; we price and structure the deal ourselves, and we only do well when your terms are worth taking.

Unsecured funding (like a merchant cash advance or term loan) is based on your revenue and doesn’t require collateral — it’s faster and best for shorter‑term needs. Secured funding (like a property HELOC or cash‑out refinance) is backed by real estate, which unlocks larger amounts, longer terms, and generally lower rates.

Checking your eligibility is a soft inquiry and won’t affect your credit score. If you choose to accept an offer, some lenders may run a hard inquiry at that stage — we’ll always tell you before that happens.

Unsecured working capital can fund in as little as 24–72 hours. Secured, property‑backed products involve valuation and take longer, but unlock much larger amounts. We’ll set clear expectations up front.

Not at all. If you own property and want to leverage its equity, we have secured products for that. If you don’t, our unsecured, revenue‑based options stand entirely on your business performance.

One conversation. Your best deal.

We build the structure around your goals, price it with our own skin in the game, and get you funded — no extra phone calls, no headaches, no cost to check.

★★★★★
“When people work with Chris, they’re working with the best.”Billy Davis · Real Estate Agent, Compass